Retire

We help you reference an appropriate level of expected retirement and investment income so that you can direct your cash flow towards the lifestyle and areas that you value most.

 

Retirement Planning

Retirement is about living, not about stopping, and your retirement plan should reflect that approach. Retirement planning is also about change and the preparations you make for it. We help you plan for retirement, transition to this new life chapter, and manage it once you get there.

For clients that are still saving for retirement, we help you utilize products, plans, and strategies that can help you realize your goals.

These include:

  • IRAs (Traditional, Roth & Simple)
  • 401(k) Plans
  • 403(b) Plans
  • SEP IRA Plans
  • Pension/Profit Sharing Plans

For clients entering retirement, many important decisions may need to be made, including:

  • Benefit elections
  • Retirement options
  • Buying or selling a home
  • Changing states of residence
  • Tax considerations
  • Lifestyle decisions
  • Insurance issues
  • Health considerations

We help you reference an appropriate level of expected retirement and investment income so that you can direct your cash flow towards the lifestyle and areas that you value most.

Once a client has transitioned into retirement, the dynamic process of living, exploring, and finding new challenges continues. Sometimes you may find that your interests or priorities change. By staying tuned into one another, we see to it that our planning adjusts with you, to keep supporting you in the best way that we can.

Estate Planning

Estate planning is about wealth accumulation, preservation, tax minimization strategies, and determining a legacy. But financial wealth is only one ingredient in a legacy. There are family members; spouses, children, sisters, brothers, parents, and friends who represent part of a legacy you create. There are values and beliefs that you may want to have forwarded through a foundation, in your community, and/or among your surviving family members. It is here where estate planning holds some of its greatest challenges, because the personal issues and factors that exist in your situation are yours alone. We can help you navigate through your own maze of personal factors with strategies that can balance financial savings and the personal legacy you seek.

We are not attorneys, but as your financial advisor, we can facilitate the process of decision-making through education and a coordinated effort with your attorney and accountant.

Estate Planning subjects can include:

  • Wills
  • Trusts
  • Living Wills
  • Health Care Proxies
  • Powers of Attorney
  • Medicaid Planning
  • Charitable Gifting
  • Tax Planning
  • Long-Term Care
  • Business Succession
  • Beneficiary Designations

Contact Info

60 Railroad Place, Suite 104
Saratoga Springs, NY 12866
Tel: 518-583-0891
Fax: 518-583-1617
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

Important Disclosure

Vahanian & Associates Financial Planning Inc. (“Vahanian”) is a registered investment adviser located in Saratoga Springs, New York.

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