Retirement Planning

Vahanian & Associates Financial Planning - Retirement Planning Services

Retirement is about living, not about stopping, and your retirement plan should reflect such an approach. Retirement planning is also about change and the preparations you make for it.

We help you plan for retirement then transition to this new life chapter and manage it once you get there.

For younger clients still saving for retirement, we can help you define and implement plans and strategies that can help you realize your goals. Specific retirement planning vehicles include:

  • IRAs (Traditional, Roth & Simple)
  • 401(k) Plans
  • 403(b) Plans
  • SEP IRA Plans
  • Pension/Profit Sharing Plans

We are prepared to provide guidance in how you might utilize and allocate investment assets in such accounts.

For clients entering retirement, many important decisions may need to be made, including:

  • Benefit elections
  • Retirement options
  • Buying or selling a home
  • Changing states of residence
  • Tax considerations
  • Lifestyle decisions
  • Insurance issues
  • Health considerations

We can help you reference an appropriate level of expected retirement and investment income so that you can direct your cash flow towards the lifestyle and areas that you value most.

Once a client has transitioned into retirement, the dynamic process of living, exploring, and finding new challenges continues. Sometimes you may find that your interests or priorities change. By staying tuned into one another, we strive to see to it that our planning adjusts with you, to keep supporting you in the best way that we can.

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Not all services will be appropriate or necessary for all clients, and the potential value and benefit of the adviser’s services will vary based upon a variety of factors, such as the client’s investment and financial circumstances and overall objectives. Neither customized services nor the scope or nature of financial planning should be construed as guarantees of a particular outcome. Comprehensive or holistic financial planning indicates that financial planning will be informed by the material financial and investment circumstances of the client, as communicated by the client to the adviser, but may not consider literally all aspects of a client’s financial affairs. The effectiveness and potential success of adviser’s services can depend on a variety of factors, including but not limited to the manner and timing of implementation, coordination with the client and the client’s other engaged professionals, and market conditions. Vahanian & Associates is neither a law firm nor an accounting firm and does not provide legal or tax advice. Website visitors and clients should consult an attorney or tax professional regarding their specific legal or tax situation. Past performance does not guarantee future results. All investing comes with risk, including risk of loss.