Retirement Planning
Retirement is about living, not about stopping, and your retirement plan should reflect such an approach. Retirement planning is also about change and the preparations you make for it.
We help you plan for retirement then transition to this new life chapter and manage it once you get there.
For younger clients still saving for retirement, we can help you define and implement plans and strategies that can help you realize your goals. Specific retirement planning vehicles include:
- IRAs (Traditional, Roth & Simple)
- 401(k) Plans
- 403(b) Plans
- SEP IRA Plans
- Pension/Profit Sharing Plans
We are prepared to provide guidance in how you might utilize and allocate investment assets in such accounts.
For clients entering retirement, many important decisions may need to be made, including:
- Benefit elections
- Retirement options
- Buying or selling a home
- Changing states of residence
- Tax considerations
- Lifestyle decisions
- Insurance issues
- Health considerations
We can help you reference an appropriate level of expected retirement and investment income so that you can direct your cash flow towards the lifestyle and areas that you value most.
Once a client has transitioned into retirement, the dynamic process of living, exploring, and finding new challenges continues. Sometimes you may find that your interests or priorities change. By staying tuned into one another, we strive to see to it that our planning adjusts with you, to keep supporting you in the best way that we can.
